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Our Loan Products

Home Loan

Home Loan is a type of secured loan and help customers in funding to purchase a dream home at attractive rate of interest.

Home Construction Loan

Construction Loan type of secured loan and help customers in funding to build or construct dream home on a plot or land owned at attractive rate of interest.

Mortgage Loan

Mortgage Loan or Loan Against Property (LAP) for your personal or business needs. Both residential and commercial properties can be mortgaged for availing a loan against property

Project Loan

Project Loans are Loans offered to Builders/Developers for developing and constructing residential / commercial premises.

Balance Loan Transfer

Balance Loan Transfer enables you to shift from existing loan service provider to new one that offer lowest interest rates and longer tenures.

Personal Loan

Personal loan is type of unsecured loan offered by banks requiring minimal documentation and no collateral.

Business Loan

Business Loan is a loan product offered to business owners who have a running company but require external funds for operations.

Mudra Loan

Mudra Loan is Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 20 lakh to the non-corporate, non-farm small/micro enterprises.

Industry Loan

Industrial Loan is a loan product offered to business owners who have a running company but require external funds for operations.

Credit Card Loan

Credit Card Loan is a Loan on Credit Card is a hassle-free and pre-approved loan offered to Bank Credit Cardholders.

Education Loan

Education loans offered to students pursuing higher education in India and abroad. Our education loans are available with low interest rates and flexible repayment terms.

Gold Loan

Gold loan is a financial product on your gold jewellery in an easy and secure way with lowest interest rates and flexible payment terms.

Agriculture Loan

Agricultural loans are availed by a farmer to fund seasonal agricultural operations or related activities like animal farming, pisci-culture or purchase of land or agricultural tools.

Car Loan

A car loan/car finance can be availed individually or jointly with close relatives.

Network Bankers

About Us

We welcome you to HAPPY LOANS an emerging financial institution catering to all kinds of financial needs like Personal Loans, Business Loans, Home Loans, Credit Card Loans for Corporates, Entrepreneurs, Industrialists, Doctors, Government Servants, Small and Medium Enterprises and Real Estate Professionals. Our dedicated team of professional representatives and channel partners help us to create a vast yet well-connected network of more than 100+ Nationalised BANKS and NBFC Institutions across India.

By integrating its unmitigated market expertise with the latest trends and developments in digital technology, Happy Loans helps its partners in finding the best financial products most suited to our customers’ needs from the 100+ network Banks and Financial Institutions to offer attractive lowest interest rates, quick processing and disbursement.

Frequently asked questions?

How Do I Get My Income Tax Certificate?

How Do I Update My Details With Hapy Loan In Case Of Any Change?

What Are The Securities/ Collaterals You Need To Provide?

The property in respect of which loan is availed should be provided as security. Such security will be created by deposit of original title documents of the said property.

Blogs

27-June-2024 | Mortgage

What are the Documents Required for Mortgage Loan?

22-Jun-2024 | Green Home

The Future of Sustainable Living: Green Homes

18-Jun-2024 | Home Loan

Bank Rate vs Repo Rate - Learn Definition, Functions & Impact

17-Jun-2024 | Loan Against Property

Loan Against Property To Expand Your Business

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