Hapy Loans - With you for your dreams

Introduction

Hapy Loan Financiers Limited ("Hapy Loan") is committed to your online privacy and have set up process and procedures for appropriate protection and management of any personally identifiable information you share with us. This Privacy Notice ("Notice") describes how Hapy Loan collects, uses, discloses and transfers personal information of users through this website www.Hapy Loan.in, mobile applications which includes but not limited to Nirman app, Loan app, Mitra app, Technical Valuation app, Omnifin app, Risk Management app or its extensions or availing the products and services vide the online application form or other such platforms (collectively referred to as "platform").

This Notice applies to those who visit this platform (hereinafter referred to as "Users"). For the purpose of this notice, "You" or "Your" shall mean the individual accessing the platform, and "We", "Our" or "Us" shall mean Hapy Loan.

The purpose of the website/mobile applications is provide information about but not limited to housing loans, MSME business loans, recruitment, Employee Engagement etc.

Type of Personal Information Collected by Hapy Loan

"Personal information" (PI) - means any information relating to an identified or identifiable natural person including common identifiers such as a name, an identification number, location data, location tracking an online identifier or one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person and any other information that is so categorized by applicable laws.

We may use the IP address, device details and track location from which you interacts with our digital property like a website or mobile app including but not limited to Nirman app, Loan app, Mitra app, Technical Valuation app, Omnifin app, Risk Management app and analyze this data for trends and statistics independently or as per our agreement with our third-party service providers. The data provided by you shall be retained by us till the time it may be required for providing our services or any other additional products/services of us and our affiliates.

Information provided by you

The following information is provided by you through the website/ App:

Name, Username and Password created on the website;
Full Name, Photograph, Contact No, Email ID, Date of Birth, Age, Gender, Aadhar Number, PAN, Passport No, Current Address, Permanent Address, Current CTC, Work Experience, Bank Account details, Financial Background, etc.,
Information that would generally be include in a Resume/CV including but not limited to, Work Experience, Last drawn Salary, Educational details, etc. including certain Sensitive Personal Information. This also includes uploading digital copies relating to the above data fields (ex. Resume, CV, Copy of Aadhar Card, PAN, Education Certificates, Salary Certificate, etc.).
Physical, physiological and mental health condition;
Medical records and history;
Banking details like Bank account no., Branch, IFSC code etc.
Detail of Individuals for reference checks

This also includes uploading digital copies relating to the above data fields (ex. Copy of Aadhar Card, PAN, Bank Account details, etc.).

By providing the above information through this web interface, you also hereby accord consent, to such data being voluntarily provided by you, in pursuit of careers through Hapy Loan, and such data is required for processing only to the extent that is necessary, as part of recruitment and related activities with respect to employment.

Provided that, any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as personal data or information for these purposes.

Information that we collect

When you visit the Platform, we use cookies to automatically collect, store and use technical information about your system and interaction with our Platform. When you use a device to access the Platform, we may collect technical or other related information from the device as well as the device location.

To the extent permitted by law, we may record and monitor your communications with us to ensure compliance with our legal and regulatory requirements and our internal policies.

If you choose to sign in with your social media account to access the Platform, or otherwise connect your social media account with the services of the Platform, you consent to our collection, storage, and use, in accordance with this Privacy Policy, of the information that you make available to us through the social media interface. Please see your social media provider's privacy policy and help centre for more information about how they share information when you choose to connect your account.